Financial Planning 21.06.23 - Aged Care – Part 1

Financial Planning 21.06.23 - Aged Care – Part 1

Family gatherings are sometimes few and far between. At your last gathering you may have noticed that Mum/Dad or both are starting to need some, or a lot, of care.

This may prompt you to start to have quiet conversations about “what are we going to do to help Mum/Dad?”. Aged care can be confusing, especially as it tends to be thrust onto families quickly, so in the next few weeklies, we’ll discuss a basic overview of what to expect when it comes to deciding and looking for care.

Equities

THE MORRISSEY EXCHANGE, SHAW AND PARTNERS: Podcast #45: Equities

Today we look more deeply into our fourth and final component of the asset allocation series; Equities.

The sharemarket has long proven a love affair for Australians. From pensioners, retirees and superannuants to amateur analysts, punters and professional investors. We love shares in this country. Where most countries around the world focus on a fuller asset allocation with equities representing a small component, Australia still has an overwhelmingly large representation of shares in investment portfolios.

This week, Ben Morrissey has a chat with Mr Leo Barry, fund manager with Fairview Equity Partners. Leo will take us through why he chose to manage equities as opposed to another asset class, valuation methodologies, sectoral performances and where the opportunities lie.

Financial Planning 10.05.23 - The Budget

Financial Planning 10.05.23 - The Budget

Treasurer Jim Chalmers announced the much awaited and debated federal budget last night.

The first Budget surplus since 2007-08 was delivered on higher tax receipts from resource companies and the strong labour market. With inflation still front of mind, the spending initiatives were muted and focused on lower income households. On one hand, the Government needs to assist with cost-of-living difficulties, whilst not adding to inflation, a tough balancing act.

This week we’ll explore some of the more pertinent topics addressed last night. As always, we invite your feedback on what you’d like to read about and topics that you’d most like us to cover.

Financial Planning 03.05.23 - Estate Planning - Superannuation

Financial Planning 03.05.23 - Estate Planning - Superannuation

When you pass away, your assets, other than Superannuation, are generally distributed in accordance with your Will. Superannuation is not automatically included as an asset in your deceased estate and may not be accounted for by your Will.

Therefore, making a death benefit nomination allows you to direct your Superannuation to your preferred dependant/s and/or Legal Personal Representative (your Estate). If there is no nomination, your Superannuation fund will use their own trustee/s discretion to determine whom and in what proportion to distribute your super benefits – this may not be in accordance with your wishes.

Fixed Income

THE MORRISSEY EXCHANGE, SHAW AND PARTNERS: Podcast #44: Fixed Income

In today’s pod we delve into our third component of the asset allocation series; cash and fixed interest.

Certainly not the sexiest of the four broad asset classes, but probably the one that provides investors with the greatest comfort; whether rightly or wrongly.

This week we’re joined by Cam Duncan, Co-Head of the Shaw and Partners Income strategies team. You may recall Cam from our discussion in November 2021 where we were discussing the pending interest rate move and inflation; which played out as discussed.

Today we discuss the asset class itself and its role in a well-diversified portfolio, different types of debt, global opportunities, the specific features of hybrids and the US Debt ceiling.

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